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Free fee calculators

Gumroad fee calculator

See what a Gumroad sale really leaves you with. Separate platform fees from payment processing, then compare with sunday.

No signup. Change your numbers and compare.

Start with a typical month. Your results update as you type.

Gumroad sales channel

10% + USD 0.50+ payment processing

Processing assumptions

Defaults: US domestic cards, 2.9% + $0.30. Applied to both platforms, except Gumroad Discover where processing is included. Edit to match your account; local and international rates vary.

USD estimates. Change processing rates below if needed.

Same sales. Two different fee models.

Monthly gross revenueUSD 2,000.00

Gumroad

Direct sales

Platform costs/ month

USD 250.00
ProcessingUSD 88.00
Total costsUSD 338.00

sunday Starter

0% commission + monthly plan

Subscription/ month

USD 30.00
ProcessingUSD 88.00
Total costsUSD 118.00
See the full fee breakdown
Your monthly breakdown
PlatformGumroadsunday Starter
Platform feesUSD 250.00USD 0.00
ProcessingUSD 88.00USD 88.00
SubscriptionUSD 0.00USD 30.00
Total costsUSD 338.00USD 118.00
Effective cost16.9%5.9%

Total costs = platform fees + processing + subscription

sunday Starter: USD 30.00/month with 0% platform commission. Processing is extra. Recurring-month comparison only; the first 7 days cost USD 5.00, then USD 30.00/month. Taxes and other costs may apply.

Build my store

Estimate only. Before taxes, payouts, currency conversion, refunds, disputes and affiliate costs. Processing on sales tax is not modeled. Components are rounded to cents; per-transaction rounding can differ.

USD / 2026-10-24

How Gumroad fees work

Standard direct and profile sales cost 10% + $0.50 per payment, plus card processing assumed at 2.9% + $0.30. That is 12.9% + $0.80 before other adjustments. Discover sales cost 30%, with processing included.

This tool models the standard direct rate, not a blended high-volume month. Gumroad says subsequent eligible direct sales after $20,000 of paid monthly sales cost 5% + $0.50. Custom rates and PayPal can differ. Use the custom calculator for other assumptions.

Creator platform fee calculator

A few useful answers

How much does Gumroad take from a $20 sale?

At the standard direct-sale rate, the platform fee is $2.50 and assumed card processing is $0.88. Total estimated fees are $3.38, leaving $16.62 before taxes and other costs. A Discover sale costs $6, leaving $14.

Does the 30% Discover fee include processing?

Yes. The Discover preset includes processing in the 30% fee. It does not add the direct-sale fixed fee or another card-processing charge.

Is sunday always cheaper than Gumroad?

No. A monthly subscription can cost more at low sales volumes. Compare complete estimates, not just the platform percentage. Gumroad also acts as merchant of record; this comparison does not make the services equivalent.

Sources & assumptions

Pricing checked: . USD.

An independent estimate by sunday. Not affiliated with or endorsed by Gumroad or Patreon. Compare features, merchant-of-record responsibilities and availability as well as fees.

sunday.store / studio-slow
Studio Slow

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Your work. Your store. No cut of your sales.

Sell digital products and courses from your own sunday storefront. A fixed subscription, with payment processing shown separately.

Build my storeStarter: USD 5.00 for the first 7 days, then USD 30.00/month. Cancel before renewal to avoid the monthly charge. Processing is extra.